PAP Therapy and Filing for Insurance Reimbursement
If you’ve recently made a PAP equipment purchase with us, you may be able to receive reimbursement from your insurance provider by submitting an insurance reimbursement claim.
Wondering how to submit a claim? We’ve outlined the process below and put together some helpful resources to get you started.
Insurance Companies
How Do I File for Insurance Reimbursement on My PAP Purchase?
Most insurance plans offer partial coverage for PAP equipment once you meet your deductible. You can submit a claim to your insurance provider to receive reimbursement for out-of-pocket PAP equipment costs.
We’ve outlined the general process for filing for reimbursement below to help you get started. Note that the specifics may vary depending on your insurance provider. You should always check with your provider about their PAP coverage and policies to understand what your options are, along with any requirements you may need to meet to be eligible for reimbursement.
Complete your medical claim form
Download your medical claim form directly from your insurance provider and fill out the form. After you’ve completed your medical claim form, you’ll need to submit the form, along with an itemized receipt, and prescription for your purchase to your insurance provider to start processing your reimbursement.
Attach a copy of your prescription and receipt
You’ll need a copy of your prescription for your PAP equipment and an itemized receipt for your purchase to process your insurance reimbursement claim.
You’ll likely already have a copy of your prescription, since you need one in order to purchase certain PAP equipment. If you received your prescription for PAP equipment through our services and you need another copy, we’ll be happy to provide one for you.
The receipt for your purchase will be provided in your package. You’ll also be able to download a copy of your receipt by heading over to your account and reviewing past orders. Please note that some products that are sold as sets will not be broken down by item.
Submit your claim form, prescription, and receipt to your insurance provider
Submit your completed medical claim form, along with an itemized receipt, and prescription for your purchase to the mailing address for your insurance provider. This address is often located on the back of your health insurance ID card. If you’re having trouble locating the mailing address, we recommend reaching out to your insurance provider’s customer service team for assistance.
Our team is here to help you every step of the way, so please reach out if you or your insurance provider have any questions.
Receive your reimbursement
Your reimbursement will typically process within 2-3 weeks of successfully submitting your claim. The amount of time may vary here depending on your insurance provider.
Insurance vs. Out-of-pocket
While insurance will typically cover some of the costs involved in purchasing PAP equipment, there are often restrictions that accompany shopping with insurance. Some insurance plans require you to show proof of use of your PAP equipment or meet other conditions to qualify for coverage.
Most insurance plans offer coverage for PAP equipment only after you meet your deductible. When making your decision, calculate whether your PAP equipment is likely to cost more than your deductible, both now and in the long run. Don’t forget to budget for the ongoing costs of tubes, filters, and other accessory replacements.
Here’s a side-by-side breakdown of the terms of purchasing PAP equipment with an insurance provider in mind compared to purchasing entirely out-of-pocket.
Machine selection
Machine condition
BIPAP Availability
Fulfillment
Cost
Co-Payments
Rental term
Prescription length
Usage requirements
Follow ups
Data Privacy
Insurance
Out of pocket
Frequently Asked Questions
Get quick answers to common questions that people have about PAP equipment and insurance.